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Ensure that Bluetooth is activated on both your smartphone and your laptop. On your smartphone, find the Internet Sharing program and open it. Change the PC Connection setting to Bluetooth PAN. The default connection setting should be fine for the Network Connection (it will be the same connection your phone uses to check e-mail). Click Connect, and the Status will change to Device setup finished. On the PC, connect Bluetooth PAN. Your smartphone is now ready to accept a Bluetooth connection from your laptop.
Configuring Internet Sharing for Bluetooth
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On your laptop, right-click the Bluetooth icon, and look for a menu option called Join a Personal Network or Join a PAN. Click that menu option.
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You’ll probably only see one device (your phone) listed there. Select the device, and click the Connect button in the lower-right corner.
Selecting the Personal Area Network Device

Everything should proceed automatically from this point. You’ll see the software make a connection with the smartphone, and within a few seconds, you should have a live Internet connection. Open your web browser for a quick test, and you’re good to go.

The laptop software lets you know when the Bluetooth connection is successful.
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When you’re finished with the Internet connection, on your phone go to Internet Sharing, and click Disconnect. That puts your phone back to its normal state and terminates the active Bluetooth connection between your laptop and your smartphone.

2. import - statement to locate classes required to compile a java program.

3. showMessageDialog - part of class JOptionPane. It shows the messages in a dialogue box with the result of an arguments.

4. Integer.parseInt - converts its String argument to an integer. Supposing you enter in a dialogue box a number then you can you this tag to convert it to integer.

2. println - of the System.out displays a line of information in the command window.

3. System.out.print - does not position to the beginning of the next line in the command window when it finishes displaying its argument. The next character that is displayed in the command window will appear immediately after the last character displayed with System.out.print.

1. Access Modifier - specifies the circumstances in which the class can be accessed. Example is public which indicates that this code can be accessed by all objects or can be extended, or used as a basis for another class. If public is omitted then you limit it only for this class. Access Modifier is followed by the word class.

2. Class Name - Example is public class XXX. The class name here is XXX which is a name assigned by you. It should be user-friendly word that is not on the list of reserved words, contain no spaces and must not begin with number.
Example:
Record123 (good) Record 123 (bad with space)
Employ 123data (bad begin with numbers)

3. public static void main ( String args[] ) - is a part of every Java application.
A. Paranthesis after main - indicate that main is a program building block called a method.
B. void - indicate that this method will perform a task but will not return any information when it completes its task.

* 35% — punctuality of payment in the past (only includes payments later than 30 days past due)
* 30% — the amount of debt, expressed as the ratio of current revolving debt (credit card balances, etc.) to total available revolving credit (credit limits)
* 15% — length of credit history
* 10% — types of credit used (installment, revolving, consumer finance)
* 10% — recent search for credit and/or amount of credit obtained recently